.sba504-calc {
	--sba504-navy: #1e3a5f;
	--sba504-navy-dark: #17304f;
	--sba504-border: #d9dde3;
	--sba504-bg: #fbfbfc;
	--sba504-text-muted: #4b5563;

	box-sizing: border-box;
	max-width: 1200px;
	margin: 0 auto;
	padding: 32px 40px 40px;
	background: var(--sba504-bg);
	border: 1px solid var(--sba504-border);
	border-radius: 20px;
	font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
	color: var(--sba504-navy);
}

.sba504-calc *,
.sba504-calc *::before,
.sba504-calc *::after {
	box-sizing: border-box;
}

.sba504-calc__header {
	display: flex;
	flex-wrap: wrap;
	align-items: flex-start;
	justify-content: space-between;
	gap: 20px;
	margin-bottom: 28px;
}

.sba504-calc__title {
	margin: 0 0 6px;
	font-size: 34px;
	font-weight: 600;
	color: var(--sba504-navy);
	line-height: 1.2;
}

.sba504-calc__subtitle {
	margin: 0;
	font-size: 17px;
	color: var(--sba504-text-muted);
}

.sba504-calc__toggle {
	display: flex;
	border: 1px solid var(--sba504-border);
	border-radius: 10px;
	overflow: hidden;
	flex-shrink: 0;
}

.sba504-calc__toggle-btn {
	appearance: none;
	border: none;
	background: #fff;
	color: var(--sba504-navy);
	font-size: 15px;
	padding: 14px 22px;
	cursor: pointer;
	transition: background 0.15s ease, color 0.15s ease;
	white-space: nowrap;
}

.sba504-calc__toggle-btn.is-active {
	background: var(--sba504-navy);
	color: #fff;
}

.sba504-calc__refi-note {
	background: #eef2f7;
	border: 1px solid var(--sba504-border);
	color: var(--sba504-text-muted);
	font-size: 14px;
	padding: 10px 16px;
	border-radius: 8px;
	margin-bottom: 20px;
}

.sba504-calc__fields {
	display: grid;
	grid-template-columns: repeat(5, 1fr);
	gap: 18px;
	margin-bottom: 24px;
}

.sba504-calc__field label {
	display: block;
	font-size: 15px;
	font-weight: 500;
	color: var(--sba504-navy);
	margin-bottom: 8px;
}

.sba504-calc__field input,
.sba504-calc__field select {
	width: 100%;
	padding: 14px 16px;
	font-size: 17px;
	color: #374151;
	background: #fff;
	border: 1px solid var(--sba504-border);
	border-radius: 10px;
	font-family: inherit;
}

.sba504-calc__field input[readonly] {
	background: #f4f5f7;
	color: #374151;
}

.sba504-calc__field select:focus,
.sba504-calc__field input:not([readonly]):focus {
	outline: none;
	border-color: var(--sba504-navy);
	box-shadow: 0 0 0 3px rgba(30, 58, 95, 0.12);
}

.sba504-calc__label-row {
	display: flex;
	align-items: baseline;
	gap: 10px;
	margin-bottom: 8px;
}

.sba504-calc__label-row label {
	margin-bottom: 0;
}

.sba504-calc__field select,
.sba504-calc__field input {
	margin-top: 0;
}

.sba504-calc__field select.sba504-calc__select-compact {
	width: auto;
	display: inline-flex;
	align-items: center;
	padding: 0 18px 2px 0;
	font-size: 15px;
	font-weight: 500;
	color: var(--sba504-navy);
	background: #fff;
	border: none;
	border-bottom: 1px solid var(--sba504-border);
	border-radius: 0;
	appearance: none;
	-webkit-appearance: none;
	background-image: url("data:image/svg+xml;charset=UTF-8,%3csvg xmlns='http://www.w3.org/2000/svg' width='10' height='6' viewBox='0 0 10 6'%3e%3cpath d='M1 1l4 4 4-4' stroke='%231e3a5f' stroke-width='1.5' fill='none' fill-rule='evenodd'/%3e%3c/svg%3e");
	background-repeat: no-repeat;
	background-position: right 4px center;
	cursor: pointer;
}

.sba504-calc__field select.sba504-calc__select-compact:focus {
	outline: none;
	border-bottom-color: var(--sba504-navy);
	box-shadow: none;
}

.sba504-calc__fees {
	display: grid;
	grid-template-columns: repeat(6, 1fr);
	gap: 14px;
	background: #f4f5f7;
	border: 1px solid var(--sba504-border);
	border-radius: 12px;
	padding: 18px 22px;
	margin-bottom: 24px;
}

.sba504-calc__fee-label {
	display: block;
	font-size: 12.5px;
	font-weight: 500;
	color: var(--sba504-text-muted);
	margin-bottom: 4px;
	white-space: nowrap;
}

.sba504-calc__fee-value {
	display: block;
	font-size: 17px;
	font-weight: 600;
	color: var(--sba504-navy);
}

.sba504-calc__fee--total {
	border-left: 1px solid var(--sba504-border);
	padding-left: 14px;
}

.sba504-calc__results {
	display: grid;
	grid-template-columns: repeat(4, 1fr) auto;
	align-items: center;
	gap: 24px;
	background: #fff;
	border: 1px solid var(--sba504-border);
	border-radius: 14px;
	padding: 22px 26px;
}

.sba504-calc__result-label {
	display: block;
	font-size: 14px;
	font-weight: 500;
	color: var(--sba504-navy);
	margin-bottom: 6px;
}

.sba504-calc__result-value {
	display: block;
	font-size: 30px;
	font-weight: 600;
	color: var(--sba504-navy);
}

.sba504-calc__cta {
	appearance: none;
	border: none;
	background: var(--sba504-navy);
	color: #fff;
	font-size: 15px;
	font-weight: 500;
	padding: 16px 24px;
	border-radius: 10px;
	cursor: pointer;
	white-space: nowrap;
	transition: background 0.15s ease;
}

.sba504-calc__cta:hover {
	background: var(--sba504-navy-dark);
}

.sba504-calc__amort {
	margin-top: 24px;
	border: 1px solid var(--sba504-border);
	border-radius: 12px;
	overflow: hidden;
	max-height: 420px;
	overflow-y: auto;
}

.sba504-calc__amort table {
	width: 100%;
	border-collapse: collapse;
	font-size: 14px;
}

.sba504-calc__amort th,
.sba504-calc__amort td {
	padding: 10px 14px;
	text-align: right;
	border-bottom: 1px solid var(--sba504-border);
}

.sba504-calc__amort th:first-child,
.sba504-calc__amort td:first-child {
	text-align: left;
}

.sba504-calc__amort thead th {
	background: #f4f5f7;
	color: var(--sba504-navy);
	position: sticky;
	top: 0;
}

.sba504-calc__disclaimer {
	margin: 18px 0 0;
	font-size: 12px;
	color: #9aa2ad;
}

@media (max-width: 900px) {
	.sba504-calc__fields {
		grid-template-columns: repeat(2, 1fr);
	}
	.sba504-calc__fees {
		grid-template-columns: repeat(3, 1fr);
	}
	.sba504-calc__fee--total {
		border-left: none;
		padding-left: 0;
		border-top: 1px solid var(--sba504-border);
		padding-top: 10px;
	}
	.sba504-calc__results {
		grid-template-columns: repeat(2, 1fr);
	}
	.sba504-calc__cta {
		grid-column: span 2;
	}
}

@media (max-width: 520px) {
	.sba504-calc {
		padding: 24px 20px 28px;
	}
	.sba504-calc__fields {
		grid-template-columns: 1fr;
	}
	.sba504-calc__fees {
		grid-template-columns: repeat(2, 1fr);
	}
	.sba504-calc__results {
		grid-template-columns: 1fr;
	}
	.sba504-calc__cta {
		grid-column: 1;
	}
}