The NEDCO Advantage Rebate Program gives Nebraska small businesses a $2,000 rebate on every SBA 504 loan approved on or after October 1, 2026. The rebate can be applied toward 504 loan closing costs or the third-party lender fee, and for qualifying borrowers it can stack with the SBA’s 0% guaranty fee. Terms and conditions apply.
What Is the NEDCO Advantage Rebate Program?
For nearly four decades, NEDCO has supported Nebraska’s banks and small businesses with more than just financing. The NEDCO Advantage Rebate Program builds on that tradition. It is the latest way NEDCO backs the businesses that create jobs and the banks that strengthen Nebraska communities.
How Does the $2,000 Rebate on SBA 504 Loans Work?
The program is straightforward:
- $2,000 rebate on all 504 loans approved on or after October 1, 2026
- Flexible use: apply the rebate toward 504 loan closing costs or the third-party lender fee
Because terms and conditions apply, contact NEDCO for full program details and eligibility requirements.
What Is an SBA 504 Loan?
An SBA 504 loan provides long-term, fixed-rate financing for major fixed assets that promote business growth and job creation. NEDCO works with Nebraska businesses and lenders to put that financing to work in local communities.
Can the Rebate Stack With the SBA’s 0% Guaranty Fee?
For qualifying borrowers, yes. The SBA has waived the upfront guaranty fee and annual service fee for certain 504 borrowers on loans approved in fiscal year 2027, including manufacturers, food supply chain businesses, and businesses in rural areas. When that waiver is combined with NEDCO’s $2,000 rebate, borrowers can see lower upfront and ongoing costs and keep more capital in the business right when it matters most.
Ready to Explore SBA 504 Financing in Nebraska?
If you are planning a project that could qualify for an SBA 504 loan, now is a great time to start the conversation. Contact NEDCO to learn how SBA 504 financing, paired with these new savings, can help your business grow.