Long-Term Financing.
Local Impact.
SBA 504 Loans for Nebraska Business Growth
NEDCO provides flexible, fixed-rate financing for commercial real estate, heavy equipment, and refinancing, designed to preserve working capital and fuel what’s next. That expertise has made NEDCO Nebraska’s Top SBA 504 Lender.
Jason Culver
Will Sailors
Long-Term Financing.
Local Impact.
SBA 504 Loans for Nebraska Business Growth
NEDCO provides flexible, fixed-rate financing for commercial real estate, heavy equipment, and refinancing, designed to preserve working capital and fuel what’s next. That expertise has made NEDCO Nebraska’s Top SBA 504 Lender.
Jason Culver
Will Sailors
October 2026
Standard Loan Rates
View Rate History
25-Year Fixed Interest
6.17%
20-Year Fixed Interest
6.20%
10-Year Fixed Interest
6.19%
October 2026
Discounted
Loan Rates
25-Year Fixed Interest
6.17%
20-Year Fixed Interest
6.20%
10-Year Fixed Interest
6.19%
Discounted loan rates apply to manufacturers, rural businesses, and food supply chain businesses.
Rates vary for refinancing, manufacturers, and other factors. Contact NEDCO for rate details.
Beyond Real Estate
Finance What Fuels Your Business
Capital Preservation: 10% Down Payment
Preserve working capital to fund aggressive advertising, marketing, and business expansion.
Unmatched Term Lengths: 10 to 25-Year Fixed Terms
Eliminate call provisions, balloon payments, and interest rate volatility on heavy machinery.
Partner Bank Benefits: Protect Bank Limits
Partner with NEDCO to share project risk while securing a 1st lien position (50% LTV) for the lender.
Estimate your payment. Compare scenarios. Plan with confidence. Estimates only, based on the current published rates and standard SBA 504 program splits and fees. Cash Out of Pocket includes the down payment plus estimated closing fees. Actual terms depend on underwriting and project specifics — contact NEDCO for a formal quote.SBA 504 Loan Calculator
For Lenders and Bankers
Strong Partnerships. Lower Risk.
1st Lien Position (50% LTV)
Maintain your senior position with reduced exposure.
0% SBA Paperwork Burdon on the Bank
NEDCO handles the SBA process from start to finish.
CRA Compliance Made Simple
504 lending helps meet CRA goals in your community.
Competitive Advantage
Offer long-term fixed-rate financing your borrowers want.
For Owners and Borrowers
Keep Capital Working. Grow with Confidence.
As Low as 10% Down
Preserve cash for operations, marketing, and growth.
10, 20, or 25-Year Fixed Rates
Predictable payments. No balloon payments.
Finance Real Estate, Equipment, and More
From land and buildings to heavy machinery.
Refinance and Unlock Equity
Convert debt to long-term fixed-rate financing.
Stay Informed
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Watch as the NEDCO team discusses the ins and outs of the SBA 504 loan program, current trends, and the state of the industry as a whole. Don’t miss out; watch and subscribe today!
Local Lending News
Program updates, rate news, and new savings opportunities for businesses across Nebraska.
NEDCO Announces the NEDCO Advantage Rebate Program
The NEDCO Advantage Rebate Program gives Nebraska small businesses a $2,000 rebate on every SBA 504 loan approved on or after October 1, 2026. The rebate can be applied toward 504 loan closing costs...
0% SBA Guaranty Fee Is Available to Eligible Nebraska Businesses in 2027
Nebraska manufacturers, food supply chain companies, and rural businesses have a limited window to access SBA 504 financing without paying an SBA guaranty fee. From October 1, 2026 through September...
Faster Approvals, Streamlined Closings: NEDCO Earns SBA Accredited Lender Program Status
NEDCO has been approved by the U.S. Small Business Administration for participation in the 504 Accredited Lender Program (ALP), a distinction held by only about a third of Certified Development...